ONE TEAM.
EVERY NEED.
One team for every financial decision you'll make as a veterinarian.
Owning a practice is hard, you don't have to do it alone.
Most bookkeepers categorize your income and expenses for tax purposes alone. We categorize them for decision making. Your CPA will still have everything they need. Using the AAHA Chart of Accounts, we connect your Practice Management Software income data with your QuickBooks Online expense data so every dollar lands in a category that actually means something to a clinic owner. Vendor invoices matched to the right expense. Practice management income mapped to the right category. Line them up next to each other and you can finally see where your margins stand, which income categories are carrying their weight, and where attention is needed. No generic lumped categories. No guessing. Just clean, consistent data organized the way it should be for a veterinary practice.
On the first of every month we send you a simple intake form. It is the only thing you need to do.
We pull invoices from all major vendors to accurately split out your cost of goods sold to the AAHA Chart of Accounts.
We split out your income using your PIMS income report and map every dollar to the right AAHA category.
All remaining transactions are categorized and every account is reconciled.
Every line item is reviewed for accuracy before your reports are finalized.
Your completed financials are in your hands within 7 business days. Clean, consistent, and ready to use.
Your books closed and delivered within 7 business days every month. All we need from you is one simple form on the first. Everything else is on us.
Every month has a purpose and a plan behind it designed for your unique needs. Our advisory meetings are built around the Annual Strategy Calendar, covering every corner of your practice at the right time of year. You always know what we are working on and why. You put everything into building this practice. We make sure it becomes everything you intended it to be. A dedicated strategist shows up every month with the data, the accountability, and the focus on scaling and optimizing what you have worked so hard to create.
Every month is designed to be proactive, not reactive.
Fee schedules reviewed against current costs. Products and services priced below cost are flagged.
Overhead and vendor expenses audited. Underperforming spend is cut or renegotiated.
Workflows reviewed for bottlenecks improving efficiency and compliance.
Headcount needs assessed ahead of the busy season with compensation benchmarking.
Utilization and no-show rates analyzed alongside new client acquisition channels.
Owner's personal balance sheet, insurance, and savings trajectory reviewed.
Buy-sell agreements and succession plan confirmed and updated as needed.
Mid-year fee adjustments made where OneView™ data supports increases.
Benefits and compensation structure reviewed before year-end decisions lock in.
Year-end tax strategy coordinated with your CPA covering entity structure, distributions, and depreciation.
Year's action items reviewed. Anything unfinished is prioritized or carried forward.
A complete action plan for the coming year covering financial goals, priorities, and owner milestones.
Sample framework only. Every engagement is tailored to the specific clinic because no two practices are the same.
Bookkeeping tells you what happened. Consulting helps you decide what to do next. But without both working together, you are always missing half the picture. OneView™ CFO Services is what happens when clean books and structured strategy combine into something more powerful than either one alone. Reserved for clients on both services, this is where we move beyond reporting and into real financial management. A full KPI dashboard giving you real time visibility into your practice, so you always know where you stand and where you are headed. Cash flow forecasting that removes the guesswork, and capital planning that turns your next move into a real plan. For the practice owner who is committed to running their practice like a business, this is what that actually looks like.
A valuation tells you what your practice is worth. What comes next is where most deals fall apart. We provide formal EBITDA-based valuations and then manage the entire transition from start to finish. Whether it is a partial buy-in, a full acquisition, or a complete ownership transfer, we have a process for every structure. Sellers walk away knowing exactly what to expect after taxes and fees, with predictable income mapped out to replace what they earned. Buyers walk in knowing what future profitability looks like through post-close pro forma modeling, financing payments, and new practice projections. No surprises on either side. Working with both internal and external parties, coordinating lenders and attorneys, and keeping everything on track through every stage. One team, one process, and a clear timeline from first conversation to closing day.
Valuation, business analysis, seller needs assessment, and buyer consultation. We represent both sides and establish the full picture before anything moves forward.
Letter of intent, financing, purchase agreement, company formation, licensing, and exit planning. Every detail structured and negotiated before closing.
Legal documents signed, closing procedures completed, accounting and bookkeeping activated, and ownership officially transferred.
Starting a practice from scratch is one of the most exciting things a veterinarian can do. It is also one of the most overwhelming. Our De Novo process was built to change that. There is a lot that has to happen between your idea and your first patient. Most of what determines your first year profitability is decided before your doors ever open. We make sure those decisions are made the right way. Our job is to make sure nothing gets missed and nothing slows you down. This may be your first time starting a business, but it is not ours.
Define your practice goals, begin your business plan, and build your project timeline.
Property search, lending needs, business strategy, and preliminary banking conversations.
Form your legal entity, open your business account, secure pre-qualification, and begin your pro forma.
Finalize architectural plans, sign your lease, close on construction loan, and launch your brand.
Contractor and equipment coordination, benefits planning, and staffing strategy underway.
Place all equipment orders, secure state and DEA licensing, and establish clinic protocols.
Payroll setup, pricing strategy, final hiring, benefits enrollment, and PIMS installation.
Final inspections, staff onboarding, insurance activation, and equipment installation.
Soft opening days, staff training, construction completion, and marketing launch.
Doors open. Bookkeeping activated. Business strategy services begin.
Good employees have options. They always have. And in a market where veterinary talent is hard to find and harder to keep, your benefits package is often the difference between someone staying and someone leaving. We help you build a group benefits package tailored to your practice, your budget, and the team you are trying to build. Because the practices that invest in their people are the ones that keep them.
We review your current team size, budget, and any existing coverage to understand what you are working with.
We design a benefits package tailored to your practice using the right carriers and coverage types for your team.
We handle enrollment, renewals, and ongoing support so you are never navigating it alone.
Group health, disability, and life insurance services are offered through ProPartners Wealth, LLC, licensed where required by state law.
Retirement plan services — including 401(k), SIMPLE IRA, SEP IRA, and Cash Balance Plans — are offered through ProPartners Wealth, LLC in its capacity as a registered investment advisor. Where applicable, retirement plan advisory engagements are subject to ERISA fiduciary standards. Plan design and investment option recommendations are made in the best interest of plan participants.
NEVER TREATED SEPARATELY.
The decisions you make in your practice directly affect your personal finances. Your compensation structure, your retirement plan, your exit strategy. None of it exists in isolation. At ProPartners we coordinate both sides of your financial life so nothing falls through the gap between your practice and your personal plan.
Your financial life doesn't look like everyone else's. Your advisor shouldn't either.
Advisory services are offered through ProPartners Wealth, LLC, a registered investment advisor. All investment advisory engagements are subject to a written advisory agreement. ProPartners Wealth, LLC acts as a fiduciary on all investment advisory relationships. Insurance services are offered through separately licensed producers.
You did not go through everything you went through to end up unprepared for retirement. Most veterinarians spend their careers focused on their patients and their practice, and let their personal wealth take a back seat. We make sure that does not happen. From your first contribution as a resident to your distribution strategy on the way out, we build and manage a retirement and wealth plan that keeps pace with your career. Custom portfolios, the right accounts at the right stage, and someone making sure it all stays on track.
Opening your first account and starting to build wealth even on a resident salary.
Balancing loan repayment against early investment contributions and getting the right accounts in place from the start.
Building net worth intentionally. Tax-efficient investment strategy and making sure your portfolio is actually growing with your income.
Integrating your personal wealth strategy with your practice finances and building assets independent of what your practice is worth.
Coordinating your retirement income sources, optimizing Social Security timing, and managing sequence of returns risk as you approach the finish line.
A sustainable withdrawal strategy that makes your money last as long as you need it to, with ongoing oversight and annual plan reviews.
Investment advisory services are offered through ProPartners Wealth, LLC, a registered investment advisor. All advisory engagements are subject to a written advisory agreement. ProPartners Wealth, LLC acts as a fiduciary on all investment advisory relationships. Securities held in custody at Charles Schwab & Co., Inc. Past performance is not indicative of future results. Investing involves risk, including the possible loss of principal.
Most veterinarians are either underinsured, overinsured, or paying for coverage that was never designed for someone in their profession. Insurance is not a product. It is a plan. And the right plan looks different at every stage of your career. As AVMA representatives with access to the full insurance marketplace, we compare every option to find the coverage that actually fits your situation. Not the policy that is easiest to sell. The one that is right for you.
You are not earning much yet but the decisions you make now set the foundation for everything that follows. We help you understand what coverage you actually need at this stage and what can wait.
The early years of your career come with coverage options that simply are not available later. We make sure you know what they are and do not miss the window to take advantage of them.
You are earning well and building your career. The right coverage protects what you have worked for and makes sure nothing derails the financial progress you are starting to make.
Your personal and business exposure are tied together in ways most insurance agents miss. We make sure your coverage reflects the full complexity of what you have built.
Your obligations are changing and your coverage should change with them. We make sure you are protected where it matters and not overpaying where it does not.
Your financial picture looks different now than it ever has. We review what you have, simplify what no longer fits, and make sure nothing important is left unprotected.
Insurance services are offered through ProPartners Wealth, LLC. Licensed producers are currently licensed in the following states: Arkansas, California, Colorado, Florida, Georgia, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Maine, Maryland, Massachusetts, Michigan, Minnesota, Missouri, Nebraska, Nevada, New Jersey, New York, North Carolina, Ohio, Oklahoma, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Wisconsin. Coverage availability varies by state and individual circumstances. This is not an offer to sell insurance in any state where producers are not properly licensed.
Veterinarians graduate with some of the highest student loan burdens of any profession. And most of them have never been taught how to manage it. No budget, no plan, and a loan balance that feels like it is following them everywhere they go. We change that. Starting with a clear picture of where you are, building a strategy around your loans, and putting a cash flow plan in place that actually works with your income and your goals. Because getting out of debt faster and building wealth at the same time is not a contradiction. It just takes the right plan.
Understanding your loan balance, your repayment options, and what decisions made now will cost you or save you later.
Building a real budget for the first time on a real income. Balancing loan repayment against savings, investing, and actually living your life.
Accelerating your loan payoff without sacrificing the wealth building you should already be doing alongside it.
Managing personal debt alongside practice debt and making sure both are structured in a way that does not limit what you can do next.
Getting to retirement with as little debt as possible and a cash flow plan that sets you up for the transition ahead.
Debt at this stage is a choice not a burden. We make sure your cash flow is clean, your obligations are intentional, and nothing is working against the retirement you built.
There is a difference between filing your taxes and planning for them. Most veterinarians do the first one every April and never think about the second one until it is too late. Tax planning is where everything else in your financial plan comes together. Your compensation structure, your retirement contributions, your practice entity, your investments. Every decision has a tax implication and most of them can be optimized before the year is over. We work alongside your CPA to make sure the strategy is right, the timing is right, and nothing is left on the table.
Understanding how your income, loan interest, and early retirement contributions interact from a tax perspective before bad habits form.
Your income just increased significantly and so did your tax exposure. We help you understand how to structure your finances to keep more of what you earn.
Tax efficient investing, maximizing retirement contributions, and making sure your compensation structure is working in your favor.
Entity structure, owner compensation, distributions, and retirement plan contributions. This is where the most significant tax optimization opportunities exist and where most veterinarians leave the most money behind.
Timing your income, your retirement distributions, and your practice exit to minimize the tax hit on the most financially significant years of your career.
Managing withdrawals, Social Security timing, and required minimum distributions in a way that keeps your tax burden as low as possible through retirement.
You have spent your career building something. A practice, a family, a financial life worth protecting. Estate planning is how you make sure it goes where you want it to go when you are no longer here to direct it. Most veterinarians either have nothing in place or have documents they signed years ago that no longer reflect their life. Marriage, children, a practice, a partnership. Every major life event changes what your estate plan should say. We help you identify what you need, keep it current, and make sure the people and causes you care about are protected. For straightforward situations we work with advisor-driven estate planning tools to help reduce costs and get a plan in place quickly. For complex situations involving business succession, multi-party agreements, or advanced trust structures, we coordinate with and refer to qualified estate planning attorneys. Because the worst time to figure this out is after something has already happened.
A simple will and healthcare directive. Not glamorous but the foundation every financial plan needs before anything else is built on top of it.
You are starting to accumulate assets and maybe starting a family. Making sure your beneficiaries are correct and your basic documents are in place before life gets more complicated.
Updating your plan as your income grows, your family changes, and your financial life becomes more complex than it was when you graduated.
Buy sell agreements, business succession planning, and making sure your practice has a clear plan for what happens if you are no longer able to run it. Coordinated with your personal estate plan so both sides work together.
Getting everything in order before the most financially significant transition of your career. Trusts, distribution strategies, and making sure your assets avoid probate and go exactly where you intend.
Legacy planning, charitable giving, and ongoing reviews to make sure your estate plan stays current as your financial picture evolves.
Our approach evolves with your career, from vet school through retirement.
- Understand your loan balance and repayment options before you graduate
- Open your first account even on a resident salary
- Get the right insurance coverage in place while your health history is still clean
- Understand your first employment contract before you sign it
- Build a real budget around a real income for the first time
- Balance loan repayment against investing without sacrificing either
- Explore guaranteed issue coverage opportunities unique to this stage
- Get your retirement accounts structured the right way from the start
- Accelerate your loan payoff without putting wealth building on hold
- Tax efficient investing and maximizing your retirement contributions
- Protect your income with the right personal coverage
- Thinking about ownership? We have a process built specifically for that
- Clean books, structured strategy, and real time visibility into your practice
- Owner compensation structured to keep more of what you earn
- Personal wealth built independent of what your practice is worth
- A plan for what happens to your practice when you are ready to exit
- Practice exit timing and transition planning
- Retirement income coordination and Social Security optimization
- Right sizing your insurance as your obligations change
- Tax strategy built around the most financially significant years of your career
- A sustainable withdrawal strategy that lasts as long as you need it to
- Legacy and estate planning that makes sure your assets go where you intend
- Simplifying your coverage without leaving anything important unprotected
- Ongoing oversight and annual plan reviews so nothing falls through the cracks